If anyone needs assistance on Foreclosure Prevention or Loan Modifications give me a call.  There are many programs that are available and most loans can be re-negotiated or modified which can result in a lower interest rate, lower payments, reduction in mortgage balance or having the past due amounts added to the balance.  Let me know if I can help!

Douglas "Woody" Hayes

BHS 70

251-458-0929

douglaswhayes@aol.com